Directors Personal Accident
AHI understands the important role of Directors within a company.
This Personal Accident policy covers Directors of both Public and Private Companies and is specifically designed to provide:
- lump sum benefits due to death or permanent disability through accidental injury;
- weekly benefits for temporary total disablement due to accident, injury or sickness; and
- medical expenses
whilst they are undertaking their duties as a Director of a company.
This cover is only available where a Director is able to opt out or be excluded from cover under their state's Workers Compensation System.
Policy Features
- Personal Accident, Lump sum payment for accidental death or permanent disabilities
- 100% of salary covered up to the sum insured
- No age limit
- No excess
- No exclusion for pre-existing conditions
- Generous definition of Clerical Worker (80% office bound)
Policy Sections
- Accidental death
- Permanent disability due to accident
- Temporary total disablement due to accident and/or illness
- Medical Expenses
| Coverage Options | Option 1 | Option 2 |
| Death & Capital Benefits | $200,000 | $400,000 |
| Weekly Accident & Sickness Benefit | $2,000 | $4,000 |
| Medical Expenses | $50,000 | $100,000 |
For more information on our Working Directors Personal Accident Policy, download:
Download Directors Personal Accident Product Disclosure Statement (PDS) and Wording
Download Directors Personal Accident Application Form
Download Directors Personal Accident Claim Form